While the Home Affordable Modification Program has not saved as many Americans from home foreclosure as the projected, there have been some victories. The program was enacted shortly after President Obama took office. It was to be a tool to help many Americans remain in their homes; however banks still had the option of rejecting new loan terms. While I can see both sides, Republican and Democrat, I believe we still need to keep this program in place. The program in its current state is not producing the desired results; however there may be other means to enhance the program. Helping some homeowners recover is better than helping none at all. The new legislation to terminate the program will probably pass in the House controlled by Republicans; however it is expected that the White House will block it.
Source: Fresh Start Consumer Care, LLC www.freshstartconsumercare.com
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